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Archive for the Personal Finance category

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Jul
14

If I open up a CD with $10,000 for 4 months and the rate APY is 4.9% how much will I have at the end of the 4

posted by admin in Personal Finance
comments (4)


I am new to this and just got a bonus that i would like to do something else with other than just leave it in a savings. Can someone explain the benefits of a CD and the answer to the question I posted in the title??? thanks!!!

Jun
18

What good interest rate should someone open a savings account and when should they open an account?

posted by admin in Personal Finance
comments (6)


Wanting to open a savings account, what interest rate is a good rate. Is there a specific time in the year one should open an account, spring time or summer or right before new years??

May
22

Is it safe to open an CD account through on-line?

posted by admin in Personal Finance
comments (1)


I am going to open CD with a high amount of money.
On-line offeres a higher interest rate than opening in branch.
They say I also have to transfer the money through on-line too.
Is on-line openning safe to do?

Apr
29

Can the Banks Negotiate the CD (Certificate of Deposit) Rate? I want to open up 3 different CD accounts with a?

posted by admin in Personal Finance
comments (2)


Can the Banks Negotiate the CD (Certificate of Deposit) Rate? I want to open up 3 different CD accounts with a a bank that is currently offering a 4.25 % APY.

I will break up $240,000 into 3 different CDs. They are offering a 4.25% APY but I want to know if they will negotiate with me a better rate since I am opening up 3 CD accounts and it is a large sum of money?

Apr
28

What’s the difference between an interest rate and annual percentage yield?

posted by admin in Personal Finance
comments (2)


When I open a CD or look for mortage rates, they always list the interest rate and the APR and most times the numbers vary a little.

Apr
18

What’s a good interest rate for a savings account?

posted by admin in Personal Finance
comments (5)


What’s considered a good interest rate for opening a regular savings account with the bank?

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